In the era of digital first, convenience is the name of the game—especially when it comes to critical services like car insurance. If you're in the UAE and looking for the ideal policy for your vehicle, good news: now you can compare and get instant car insurance quotes online—no paperwork, no office running, no hassle.
Whether you are buying a new car, renewing a current policy, or switching to a different provider, we take you through how to get instant online auto insurance quotes in the UAE, what to expect, and how sites such as Shory are facilitating this.
Why Get Car Insurance Online?
Forget dialing up a bunch of providers or visiting insurance offices. With more advanced insurtech platforms, everything is faster, smarter, and totally transparent. Here's why car insurance online makes sense:
Instant quotes from multiple insurers in one visit
Straightforward comparison of rates and coverage
No middlemen, no commissions to pay
Digital documents with email delivery at the touch of a button
24/7 access from your mobile or laptop
especially in a market that is driven by innovation like the UAE, digital insurance isn't just a convenience—it's a business discriminator.
Step-by-Step: Instant Online Car Insurance Quotes in UAE
1. Choose a Reliable Online Insurance Webpage
Start with choosing a trustworthy, secure webpage like Shory that offers validated quotes from the leading UAE insurers. Choose websites licensed and regulated by the UAE Insurance Authority and have good consumer reviews.
2. Give Basic Car and Driver Information
You will normally be required to fill in the following:
Car make and model
Year of production
Car value / Market value
Coverage type (Comprehensive or Third-Party)
Driving history
Registration Emirate
Age and experience
Most websites get your information directly from RTA records, so no document uploading required.
3. Compare Instant Quotes
Once you enter your details, you receive instant online car insurance quotes from many firms. They're all tailor-made to your profile, so you can compare:
Premium amounts
Coverages provided
Add-ons (roadside assistance, GCC cover, etc.)
Exclusions and deductibles
Don't consider price alone—look at what each policy actually covers.
4. Pay & Choose Online
Once you have compared your options, choose the one that best meets your needs and budget. Payment is usually made online using card or digital wallet. Monthly payments or installment plans are also offered by most websites.
5. Get Policy Instantly
Your car insurance policy is generated instantly, emailed to you, and even updated directly with the RTA upon payment. You can now register or renew your vehicle without delay.
Benefits of Instant Car Insurance from Shory
Shory is among the UAE's leading insurtech platforms that offer an entirely digital, frictionless online car insurance purchase experience. Here's why Shory excels:
Instant best-of-breed insurer quotes
Simple comparison of coverage and benefits
100% online process with no paperwork needed
Car, health, home, and pet insurance coverage support
Prompt customer support via chat and phone
Shory makes insurance as easy as shopping online. No agents. No delays. Just results.
Online Car Insurance Policies in UAE
While purchasing car insurance online, you have two main types of coverage to select:
➤ Comprehensive Car Insurance
Coverage includes:
Damage to your own vehicle
Third-party damage
Fire, theft, and natural disasters
Optional add-ons like personal accident cover
Most suitable for: New cars, luxury vehicles, or those seeking full coverage.
➤ Third-Party Liability Insurance
Coverage includes:
Damage to other vehicles or people caused by your car
Does not cover: Damage to your own vehicle
Ideal for: Budget-conscious drivers or older cars.
Documents Required for Online Car Insurance
Most UAE platforms like Shory require minimal documentation thanks to smart integration with Emirates ID and RTA systems. You’ll generally need:
Emirates ID
Vehicle registration card (Mulkiya)
Driving license
No-claims certificate (optional, for discounts)
All these can be uploaded online, with OCR (text recognition) making it faster than ever.
Top Tips to Save Money on Car Insurance Online
Here's how you can save money on car insurance online:
Compare quotes from different agents using reliable platforms like Shory
Pay more for higher deductibles if you are a low-risk driver
Use a no-claims discount certificate where applicable
Pay in one go a year at a time instead of monthly
Drop unnecessary add-ons you don't need
Keep in mind: the cheapest policy is not always the best. Opt for value—also referred to as price.
Common Errors to Avoid
Failure to read policy exclusions
Failure to check the garage network (for repairs)
Skipping add-ons you may actually require (e.g., off-road or GCC cover)
Failure to report prior claims (can lead to policy termination)
Always read the small print or consult a platform advisor prior to completion.
Buying car insurance online in the UAE has never been easier. With sites like Shory, you can have instant quotes, compare your options, and purchase a policy in seconds—wherever you are, whether at home, in the office, or on the move.
In an ultra-speedy region where time is money, making the transition to digital car insurance is not just smart—it's essential.
So if you're ready to renew or find better automobile insurance in the UAE, go to Shory.com and get started in minutes.