Terry and all,
like the others who started/contributed to this thread, my interest is beyond the academic situation. Specifically, I am interested in how e-learning is part of or supports organizationa learning, knowledge management, etc. Within this, there is so-called formal learning (much current focus academically and in business - education or training), and non-formal learning. Others include in-formal learning as daily work-related. See the following from OECD at
http://www.oecd.org/document/25/0,2340,en_2649_37455_37136921_1_1_1_37455,00.html
Formal learning: Refers to learning through a programme of instruction in an educational institution, adult training centre or in the workplace, which is generally recognised in a qualification or a certificate.
Non-formal learning: Refers to learning through a programme but it is not usually evaluated and does not lead to certification.
Informal learning: Refers to learning resulting from daily work-related, family or leisure activities.